019.4%
Agriculture
Loans and guarantees for farmers, cooperatives, and agribusiness value chains.
FRW 49.0 Bn
Find the right financing, by sector or by type.
Browse financing solutions by the sector you work in, or by the type of support you need — loans, guarantees, or equity investment.
Apply for FinancingSeven sectors. One mandate.
Long-term capital and structured support for the sectors moving Rwanda's economy forward.
0211.5%
Energy
Financing for renewable energy and last-mile electricity access projects.
FRW 59.6 Bn
0313.0%
Housing
Mortgage refinancing and infrastructure development financing.
FRW 67.2 Bn
041.9%
Education
Financing for schools, training institutions, and student-facing infrastructure.
FRW 10.0 Bn
052.0%
Tourism
Financing for tourism enterprises and hospitality infrastructure.
FRW 9.9 Bn
0616.2%
Manufacturing
Working capital and trade finance for manufacturers and exporters.
FRW 84.2 Bn
071.1%
Digital economy
Financing for ICT infrastructure and digital enterprise growth.
FRW 5.7 Bn
Budget figures are direct-lending allocations from the 2024–2028 Strategic Plan investment targets. Confirm current figures with BRD before publishing.
Capital shaped around the need.
01
Loans
Direct lending and structured credit facilities.
02
Guarantees
Risk-sharing and credit guarantee facilities that support third-party lending.
03
Equity investments
Direct equity stakes in qualifying enterprises and projects.
Start with what you need to do.
01
I want to start or grow my business
Loans, guarantees, and equity investment under enterprise-growth programs including Kataza, Shabuka, Hatana, Ascent, and EGF.
02
I want to buy a home
Mortgage refinancing and infrastructure development financing under the Housing sector.
03
I want to expand my farm
Agriculture sector loans and guarantees, plus inclusion programs such as Gira Iwawe and SEIR-HC.
04
I need education financing
Education sector financing and the Education Fund for schools, training institutions, and student-facing infrastructure.
05
I want to export my products
Manufacturing trade finance, working capital, and the Export Growth Facility.
Targeted programs alongside core financing.
01
Sustainability-Linked Bond
02
EAQIP
03
ECGF
04
REF (Renewable Energy Fund)
A clear path from need to disbursement.
The right product, the right documents, and a financing decision built around your project.
01
Product identification
Confirm the sector and financing type that fits your need.
02
Eligibility requirements
Check your sector, business stage, and need against the product criteria.
03
Required documentation
Gather the supporting documents and information your application will ask for.
04
Application submission
Submit online or through a BRD branch.
05
Review process
A BRD financing officer reviews the application and may follow up.
06
Approval
BRD confirms the financing decision and agreed terms.
07
Disbursement
Approved funds are released according to the agreed schedule.
Confirm you meet these criteria before applying.
Select a sector and financing type to see the typical documents required for your application.
Self-check
07FAQs
Answers before you ask.
Common questions about financing, applications, reports, tenders, careers, and raising a concern with BRD.
Who can apply for BRD financing?
Farmers, cooperatives, SMEs, exporters, manufacturers, and institutions operating in BRD's priority sectors can apply. Eligibility varies by financing type.
How long does a financing application take to process?
Processing times vary by financing type and amount requested. A financing officer will confirm a timeline after reviewing your application.
What is the difference between loans, guarantees, and equity investments?
Loans are direct lending. Guarantees are risk-sharing facilities that support third-party lending. Equity investments are direct stakes BRD takes in qualifying enterprises.
How do I find current tenders?
Visit the Knowledge Center and select Procurement to see current tender adverts, deadlines, and bid documents.
How do I apply for a job at BRD?
Open roles are listed in the footer under Careers, with a link to submit an application online.
Where can I find BRD's financial statements?
Visit the Knowledge Center to download financial statements, annual reports, and research publications.
What is the Sustainability-Linked Bond?
It is BRD's bond instrument tied to sustainability performance targets, featured under What We Do's strategic programs and reported on under Our Impact.
How do I raise a complaint or report a concern confidentially?
Use the Complaints form on the Contact page for service issues, or the Whistleblowing channel for confidential reports of misconduct.
Need guidance?